7 Things You Must Know After an Uber or Lyft Accident in 2025

Ridesharing apps like Uber and Lyft have changed the way we travel but when accidents happen, figuring out who’s responsible can be confusing. At the Law Offices of Sheena Rude, we handle rideshare accident cases across California and help victims get the compensation they deserve.

Here are 7 important things you need to know in 2025 if you’ve been involved in a rideshare accident.

1. Rideshare Drivers Are Not Always Employees

Uber and Lyft classify most drivers as independent contractors, which can complicate liability. However, both companies carry third-party insurance coverage that applies when the driver is active on the app.

2. Insurance Coverage Depends on Driver’s Status

Coverage changes depending on whether the driver is waiting for a ride, on the way to pick up a passenger, or has an active trip.

• App Off: Driver’s personal insurance applies.
• App On, No Ride Accepted: Limited liability coverage applies.
• During Trip: Uber/Lyft’s full $1 million policy covers passengers and third parties.

3. Always Call 911 and Seek Medical Help

Even minor injuries can worsen over time. Medical records also serve as crucial evidence in your claim.

4. Gather as Much Evidence as Possible

Take photos, note driver details, and get witness contacts. Rideshare companies often try to limit their liability, so documentation is key.

5. Report on the Accident in the App

Always report the crash through the Uber or Lyft app to create a digital record.

6. Don’t Accept Quick Settlements

Insurance companies may offer fast, low settlements. Speak to an attorney before signing anything to ensure you’re compensated fairly.

7. Hire a Rideshare Accident Lawyer

These cases involve complex insurance laws and multiple parties. An experienced Uber and Lyft accident attorney can determine faults, negotiate with insurers, and pursue full compensation.Contact LAW OFFICES OF SHEENA RUDE today to schedule a free consultation at 818-658-3700 or 408-676-0410.