Understanding Personal Injury Protection (PIP): A Simple Guide for Accident Victims
After a car accident, medical bills and lost wages can quickly become overwhelming. Personal Injury Protection (PIP) is designed to help accident victims access immediate financial support-regardless of who caused the accident. Understanding how PIP works can make a significant difference in your recovery. What Is Personal Injury Protection (PIP)? PIP is a type of auto insurance coverage that may pay for: Medical expenses Lost wages Rehabilitation costs Essential services (such as household help) PIP coverage applies regardless of fault, making it especially important in no-fault insurance states. When Does PIP Apply? PIP may cover you if: You are the driver or passenger You are struck by a vehicle as a pedestrian You...
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